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Loan Rates
Consumer Loans
Description Term APR* Payment/$1000
New Vehicle, Boat, RV, Motorcycle
New 36 Months 5.19% $30.06
New 48 Months 5.19% $23.12
New 60 Months 5.19% $18.96
New 72 Months 5.89% $16.53
2008 Used 60 Months 5.19% $18.96
2007 Used 60 Months 5.19% $18.96
2006 60 Months 5.59% $19.14
2005 60 Months 5.89% $19.28
2004 48 Months 5.69% $23.34
2003 48 Months 5.99% $23.49
2002 48 Months 5.99% $23.49
2001 36 Months 6.99% $30.88
2000 or Older Vehicle 36 Months 6.99% $30.88
RV's and Boats
  84 months 7.19% $15.19
  120 months 7.34% $11.80
  144 months 7.59% $10.61
  180 months 7.69% $9.39
Other
New Lawn Care Equipment 36 months 6.19% $30.51
Golf Carts 36 months 6.19% $30.51
New Personal Watercraft and ATV's 36 months 7.19% $30.96
Mortgage Loans
Description Term APR* Payment/$100,000
15 Year First Mortgage 15 years  5.875% $836.81
20 Year First Mortgage 20 years 6.375% $741.05
30 Year First Mortgage 30 years 6.50% $633.66
40 Year First Mortgage 40 years 6.875% $614.66
1/1 1-Year First Mortgage ARM 30 years 5.875% $591.28
3/1 1-Year First Mortgage ARM 30 years 5.875% $591.28
5/1 1-Year First Mortgage ARM 30 years 6.125% $609.66
Unimproved Land 5 years 11.50% $2,199.26 
Construction Loans Term Note  5.00% $100,000
Home Equity Loans
Description Term  APR*

Payment/$10,000

Fixed Rate Home Equity Loans
  5 years 6.29% $194.68
  10 years 7.09% $116.57
  15 years 7.39% $92.08
Variable Rate Home Equity Loans
  5 years 5.00% $188.71
  15 years 6.00% $84.39
Interest Only Variable Rate Home Equity Loans
  5 years  5.00% $42.47
  15 years 6.00% $50.96

*Disclaimers

  • Annual Percentage Rates (APR).
  • All rates are subject to credit approval, and are subject to change without notice.
  • Rates apply to new KSCCU loans and refinances from other financial institutions.
  • All rates listed are best qualifying rates and assume automatic payment.
  • Your rate will be determined by your credit background, specific loan terms, collateral, and payment method.