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Checking Accounts

Our checking accounts are your convenient, money-saving alternative to traditional high-fee checking accounts at other financial institutions. You get all of the standard checking benefits, plus flexibility and outstanding savings you want to conveniently manage your money.

  • FREE VISA Check Card and Mini Check Card
  • Over 100 surcharge free ATMs
  • FREE Transactions at 7 branch locations
  • FREE Monthly Statement
  • FREE 24 hour account access:
    • Touch Tone Teller (785)228-2081
    • E-Teller at secure.ksccu.com
  • Overdraft Privilege or Overdraft Protection is available for qualified members and fees may apply
  • On-line Bill Payment Services

Freedom Checking Account

This FREE account is designed for the member who desires a simple account with no complicated features..

  • No Monthly Service Charge
  • No Minimum Balance Requirement
  • Free Unlimited Check Writing
  • Overdraft Privilege considered up to $500
  • On-line Bill Payment Service Available

Freedom One Checking Account

This account is for the member who is looking for free checking, and is not concerned with earning interest. To avoid a service charge you must meet one of the following criteria:

  • Maintain a $500.00 Certificate
  • Maintain a $2500.00 Money Market Account
  • Maintain a $300.00 checking balance OR
  • be age 65 or older

This account offers:

  • FREE Unlimited Check Writing
  • Low Monthly Service Charge if Criteria for Free Checking is not Maintained.
  • Overdraft Privilege considered up to $800
  • FREE Classic Bill Pay-e
  • FREE Check View on E-teller

Freedom Plus Checking Account

This account allows you to earn interest on your account while maintaining full access to funds.

  • FREE Unlimited Check Writing
  • No Monthly Service Charge On A Balance Of $300 Or More
  • Low One-time Service Charge If Balance Falls Below $300 Per Month
  • Interest Earned On Money In Account If Balance Remains At $300 Or More
  • Overdraft Privilege considered up to $800
  • FREE Classic Bill Pay-e or Bill Pay-e Plus
  • FREE Check View on E-teller
  • 3 FREE Overdraft Transfers per month

Freedom Gold Checking Account

This FREE account is specifically designed for members 55 and older.  This is an interest bearing, tiered account, allowing you to earn more interest on your account while maintaining full access to your funds.  With Freedom Gold, you get all of the standard checking benefits, plus many extras!

  • No Monthly Service Charge
  • No Minimum Balance Requirements
  • FREE Unlimited Check Writing
  • FREE Unlimited VISA Debit Card Transactions
  • Surcharge Free ATM Withdraws at KSCCU ATM Networks
  • FREE Bill Pay-e Plus
  • FREE Check View on E-teller
  • FREE Notary Services
  • FREE American Express Travelers Cheques
  • FREE Money Orders
  • Overdraft Privilege Considered up to $800
  • 50% Discount on Safe Deposit Boxes
  • 50% Discount on Check Orders (First 50 Checks Free)

Money Market Checking Account

This is a tiered account allowing members to earn higher dividend rates than in a regular savings or checking account. A higher rate is accrued at the following levels: $0 - $2,499; $2500 - $9999 and $10,000 or more. The dividend rate is based on existing market conditions and compounded monthly. Free checks are provided! This account requires a minimum opening balance.