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Loan Rates
Consumer Loans
Description Term APR* Payment/$1000
New Vehicle, Boat, RV, Motorcycle
New 36 Months 3.99% $29.52
New 48 Months 4.69% $22.89
New 60 Months 4.69% $18.73
New 72 Months 5.19% $16.19
2010 Used 60 Months 4.69% $18.73
2009 Used 60 Months 4.69% $18.73
2008 60 Months 4.69% $18.73
2007 60 Months 4.69% $18.73
2006 48 Months 4.69% $22.89
2005 48 Months 5.89% $23.43
2004 48 Months 6.09% $23.53
2003 36 Months 6.89% $30.83
2002 or Older Vehicle 36 Months 6.89% $30.83
RV's and Boats
  84 months 7.19% $15.19
  120 months 7.34% $11.80
  144 months 7.59% $10.61
  180 months 7.69% $9.39
Other
New Lawn Care Equipment 36 months 4.99% $29.97
Golf Carts 36 months 4.99% $29.97
New Personal Watercraft and ATV's 36 months 5.99% $30.42
Mortgage Loans
Description Term APR* Payment/$100,000
15 Year First Mortgage 15 years  4.375% $758.42
20 Year First Mortgage 20 years 4.875% $653.21
30 Year First Mortgage 30 years 5.000% $544.07
1/1 1-Year First Mortgage ARM 30 years 5.875% $591.28
3/1 1-Year First Mortgage ARM 30 years 4.75% $521.46
5/1 1-Year First Mortgage ARM 30 years 5.00% $536.85
Unimproved Land 5 years 11.50% $2,199.26 
Construction Loans Term Note  5.00% $100,000
Home Equity Loans
Description Term  APR* Payment/$10,000
Fixed Rate Home Equity Loans
  5 years 5.25% $189.86
  10 years 6.49% $113.50
  15 years 7.25% $91.29
Variable Rate Home Equity Loans
  5 years 3.25% $180.81
  15 years 4.25% $75.24

*Disclaimers

  • Annual Percentage Rates (APR).
  • All rates are subject to credit approval, and are subject to change without notice.
  • Rates apply to new KSCCU loans and refinances from other financial institutions.
  • All rates listed are best qualifying rates and assume automatic payment.
  • Your rate will be determined by your credit background, specific loan terms, collateral, and payment method.