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Loan Rates
Consumer Loans
Description Term APR* Payment/$1000
New Vehicle, Boat, RV, Motorcycle
New 36 Months 5.59% $30.24
New 48 Months 5.59% $23.30
New 60 Months 5.59% $19.14
New 72 Months 6.19% $16.66
2009 Used 60 Months 5.59% $19.14
2008 Used 60 Months 5.59% $19.14
2007 60 Months 5.59% $19.14
2006 60 Months 6.29% $19.47
2005 48 Months 6.29% $23.62
2004 48 Months 6.29% $23.62
2003 48 Months 7.05% $23.97
2002 36 Months 6.99% $30.88
2001 or Older Vehicle 36 Months 6.99% $30.88
RV's and Boats
  84 months 7.19% $15.19
  120 months 7.34% $11.80
  144 months 7.59% $10.61
  180 months 7.69% $9.39
Other
New Lawn Care Equipment 36 months 6.59% $30.69
Golf Carts 36 months 6.59% $30.69
New Personal Watercraft and ATV's 36 months 7.59% $31.10
Mortgage Loans
Description Term APR* Payment/$100,000
15 Year First Mortgage 15 years  4.50% $765.02
20 Year First Mortgage 20 years 5.00% $660.02
30 Year First Mortgage 30 years 5.25% $551.47
1/1 1-Year First Mortgage ARM 30 years 5.75%

$583.38

3/1 1-Year First Mortgage ARM 30 years 5.375% $558.87
5/1 1-Year First Mortgage ARM 30 years 5.375% $558.87
Unimproved Land 5 years 11.50% $2,199.26 
Construction Loans Term Note  5.00% $100,000
Home Equity Loans
Description Term  APR* Payment/$10,000
Fixed Rate Home Equity Loans
  5 years 6.29% $194.68
  10 years 7.09% $116.57
  15 years 7.39% $92.08
Variable Rate Home Equity Loans
  5 years 3.25% $180.81
  15 years 4.25% $75.24
Interest Only Variable Rate Home Equity Loans
  5 years  3.25% $27.60
  15 years 4.25% $36.10

*Disclaimers

  • Annual Percentage Rates (APR).
  • All rates are subject to credit approval, and are subject to change without notice.
  • Rates apply to new KSCCU loans and refinances from other financial institutions.
  • All rates listed are best qualifying rates and assume automatic payment.
  • Your rate will be determined by your credit background, specific loan terms, collateral, and payment method.